David Fapohunda advises banks, investment companies, and other financial institutions on a broad spectrum of matters relating to financial crimes, with a particular focus on payments, digital banking and cyber security. He has nearly 20 years of experience in retail and commercial banking and wealth management. Fapohunda helps institutions develop targeted, practical solutions to manage fraud risk while balancing potential losses, operating expense, client experience and regulatory compliance. To achieve this balance, he assist companies reengineer prevention, detection, investigation, and recovery tools, systems and processes. Fapohunda has extensive expertise with identifying business, technology, regulatory and industry drivers that affect fraud risk management and implementing controls tailored to each client’s risk profile.